office: 020 8530 4287
text: 07961 086718

Harlow Loans

Loan Application Form

Amount to borrow
And for how long?

Borrowing + Interest

Total to repay:

weekly repayments of

Your title
Full name
Email address
Address history
Current address postcode
Time lived at your current address
Proof of ID will be required at point of home visit.
Accepted ID: Photocard driving licence, Passport, Council tax bill or at least 2 utility bills
Other information
N.I. Number
Home phone number
Mobile phone number
Date of birth
Number of children under 18
Marital status
Who else contributes to the household income?
Employment status
Please complete this Income and Expenditure form as much as you can.
This will help us in making a decision on your loan.
Proof of income will be required (ie. bank statement or proof of benefits).
Please complete the outgoings section of the income and expenditure form

• I am over 18 years of age

• I give you permission to take up any references

• You may enquire with a Credit Reference agency and register this application

• I confirm that I am not currently in nor do I intend to enter any type of formal or informal arrangement to manage my finances because I have a debt problem. This would include DRO, IVA or a debt management plans.

• All the details stated above are true and complete

• I have read and understood the privacy notice

• All loans are subject to verification to an agent during a home visit, therefore I request a visit to my home for the purpose of discussing a personal loan.

Pinewood Finance are a family run local business with over 30 + years’ experience in the short term cash loan industry. When it comes to doorstep loans in Harlow, Pinewood Finance have been serving the local Harlow people for over 30 years. As a result of our time in the industry, we have become one of the top choices for home collected and cash loans in Harlow, offering help to those of you who need cash quickly.

We are a company where you can obtain a cash loan from £100 - £500. We provide an easy convenient home collection service by one of our friendly collection agents. We can deliver your loan sometimes within 48 hrs of your original application. The same agent will then visit to your home weekly to collect the repayments. Applications are accepted upon affordability. All applications are sympathetically looked into.

Harlow is a small town situated in the west of an English county, called Essex. Harlow, may also be referred to as “Harlow New Town”. The reason behind this, is that it is the new part of town in comparison as to what people call “Old Harlow”. The new town was built and started to develop shortly after the second world war. It is believed that this was to help ease overcrowding in London, after many homes were destroyed in the Blitz. Harlow has undergone several stages of expansion since and constantly counties to redevelop, to adapt to modern day life and its growing population.

Harlow has a town park, open to the public. This is filled with nothing but open green space and attracts many people. There is a playground for children situated in the middle of the park and in warmer months it is always swarmed with families and dog walkers, enjoying the scenery and getting away from the business of a growing town. To continue enjoying the picturesque greenery and nature this town has to offer, you can always take a trip to Parndon Wood Nature Reserve. This woodland wonderland allows you to be close with nature and come in close contact with some of its inhabitants. To continue the admiration for animals, Harlow has its own petting zoo, Pets Corner. Pets Corner is home to many animals and often have shows for all to enjoy. And for those who prefer retail therapy, there is always the option to go to Harlow’s shopping centre, which offers a variety of shops, restaurants and cafes. Harlow Town centre is ever expanding and has something to cater for everyone’s need. Harlow is also home to two cinemas, both situated within the two biggest shopping complexes.

Transport in Harlow is easy to use and very frequent. Buses and trains run frequently, from the early morning and into the late evening. There are multiple taxi services available too, throughout the night. Due to being in close range of London, Uber has recently started to run in the town, so it is always easy to get where you need to be! Transport links into London are also a big benefit when traveling out of the town. Harlow has two train stations, which both offer direct lines into London and with Epping tube station just a 15-minute car journey away, there is always frequent transport, available at a reasonable price.


  • We always treat our customers fairly and professionally.
  • We will always explain the pricing of our products clearly and simply, without any hidden charges.
  • We will not allow our customers to have more credit than we think they can afford.

Before you go, please tell us why you're leaving?

Cookies and Privacy Notice

This explains how and why we acquire and use your personal information in accordance with Regulation (EU) 2016/679, the General Data Protection Regulation (GDPR).

We collect information about you:

  • As part of your loan application and during the term of any agreement
  • from you and from searches of Credit Reference Agencies (CRAs) and Fraud Prevention Agencies (FPAs) of their records relating to you and other people with whom you are linked financially, from public records, e.g. the electoral roll and third parties e.g. credit brokers where you have provided information to them and consented for it be passed to us
  • this includes your name, address, national insurance number, date of birth, contact details, marital status, employment information, credit record and records of your account.

We use this information to:

  • make credit decisions about you, members of your household or others to whom you are linked financially
  • communicate with you be telephone, email, SMS or post
  • manage your account, make collections and debt tracing
  • prevent fraud and money laundering
  • report to CRAs and FPAs
  • report to our regulator, the Financial Conduct Authority where we are required to do so

This is to comply with our legal and regulatory obligations and fulfil our legitimate interests of promoting responsible lending. If you do not provide us with your information, we will not be able to lend to you.

We may also search your information for other purposes where you have consented to this for example for surveys and research.

We may share your information with:

  • third parties to which we transfer, charge or assign your agreement or which manage your loan or provide services for us
  • law enforcement agencies or regulatory bodies where we are required to do so by law
  • CRAs and FPAs to which we may report positive, delinquent and default data about your account(s) on a regular (minimum monthly) basis. This information may be supplied to other organisations which search your credit record.

When CRAs receive a search from us they place a search "footprint" on your credit file whether or not the application proceeds. Records remain on file with CRAs and FPAs for 6 years after they are closed, whether settled by you or defaulted.

More information about CRAs and how they use personal information is available at:

Callcredit information group, One Park Lane, LEEDS, LS3 1EP. Tel: 0330 024 7574 or email:

Equifax Ltd. Customer Service Centre, PO Box 10036, LEICESTER, LE3 4FS. Tel: 0333 321 4043 or 0800 014 2955 or email from:

Experian PO BOX 900, NOTTINGHAM, NG80 7WF. Tel: 0344 481 0800 or 0800 013 8888 or email:

We store your information:

  • within the European Economic Area (EEA)
  • we may transfer data outside the EEA but will ensure that before we do so, there is adequate protection in place to ensure the security of your data.

You have the right to:

  • access the information we hold about you
  • ask us to make any changes to your information to make sure it is accurate and up to date
  • ask us to stop or limit our use of or to delete your information
  • receive your information in a format that suits you
  • transfer your information to a third party
  • be told which CRAs we have used and obtain a copy of your file from CRAs


If you have a question, want to exercise your rights or make a complaint, please contact our Data Protection Officer.

You can also make a complaint to the information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF

Telephone: 0303 123 1113


I agree to the terms of this Privacy Notice and acknowledge that as part of my loan application the lender may undertake searches of my records with Credit Reference Agencies and Fraud Prevention Agencies and that information regarding my loan account including positive, delinquent and default data will be reported to those agencies and may be accessed by other organisations which search my records.