Our home collected loans offer the flexibility of a weekly repayment schedule so that you can easily manage your loan alongside your other financial commitments.
This explains how and why we acquire and use your personal information in accordance with Regulation (EU) 2016/679, the General Data Protection Regulation (GDPR).
We collect information about you:
We use this information to:
This is to comply with our legal and regulatory obligations and fulfil our legitimate interests of promoting responsible lending. If you do not provide us with your information, we will not be able to lend to you.
We may also search your information for other purposes where you have consented to this for example for surveys and research.
We may share your information with:
When CRAs receive a search from us they place a search "footprint" on your credit file whether or not the application proceeds. Records remain on file with CRAs and FPAs for 6 years after they are closed, whether settled by you or defaulted.
More information about CRAs and how they use personal information is available at:
Callcredit information group, One Park Lane, LEEDS, LS3 1EP. Tel: 0330 024 7574 or email: consumer@callcreditgroup.com
Equifax Ltd. Customer Service Centre, PO Box 10036, LEICESTER, LE3 4FS. Tel: 0333 321 4043 or 0800 014 2955 or email from: www.equifax.co.uk/ask
Experian PO BOX 900, NOTTINGHAM, NG80 7WF. Tel: 0344 481 0800 or 0800 013 8888 or email: consumer.helpservice@uk.experian.com
We store your information:
You have the right to:
Contact
If you have a question, want to exercise your rights or make a complaint, please contact our Data Protection Officer.
You can also make a complaint to the information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF
Telephone: 0303 123 1113
Agreement
I agree to the terms of this Privacy Notice and acknowledge that as part of my loan application the lender may undertake searches of my records with Credit Reference Agencies and Fraud Prevention Agencies and that information regarding my loan account including positive, delinquent and default data will be reported to those agencies and may be accessed by other organisations which search my records.