office: 020 8530 4287
text: 07961 086718

Chelmsford loans

Loan Application Form

Amount to borrow
And for how long?

Borrowing + Interest

Total to repay:

weekly repayments of

Your title
Full name
Email address
Address history
Current address postcode
Time lived at your current address
Proof of ID will be required at point of home visit.
Accepted ID: Photocard driving licence, Passport, Council tax bill or at least 2 utility bills
Other information
N.I. Number
Home phone number
Mobile phone number
Date of birth
Number of children under 18
Marital status
Who else contributes to the household income?
Employment status
Please complete this Income and Expenditure form as much as you can.
This will help us in making a decision on your loan.
Proof of income will be required (ie. bank statement or proof of benefits).
Please complete the outgoings section of the income and expenditure form

• I am over 18 years of age

• I give you permission to take up any references

• You may enquire with a Credit Reference agency and register this application

• I confirm that I am not currently in nor do I intend to enter any type of formal or informal arrangement to manage my finances because I have a debt problem. This would include DRO, IVA or a debt management plans.

• All the details stated above are true and complete

• I have read and understood the privacy notice

• All loans are subject to verification to an agent during a home visit, therefore I request a visit to my home for the purpose of discussing a personal loan.

Pinewood Finance are a family run local business with over 30 + years’ experience in the short term cash loan industry. When it comes to doorstep loans in Chelmsford, Pinewood Finance have been serving the local Chelmsford people for over 30 years. As a result of our time in the industry, we have become one of the top choices for home collected and cash loans in Chelmsford, offering help to those of you who need cash quickly.

We are a company where you can obtain a cash loan from £100 - £500. We provide an easy convenient home collection service by one of our friendly collection agents. We can deliver your loan sometimes within 48 hrs of your original application. The same agent will then visit to your home weekly to collect the repayments. Applications are accepted upon affordability. All applications are sympathetically looked into.

Chelmsford is a city that lies under the County of Essex. Chelmsford is populated by many people commuting into London for work, as it takes only 30-35 minutes by train and 60 minutes by car to get to the capital city. Chelmsford played a big role in the victory of World War Two as they housed an important centre of light engineering war production. Chelmsford had many bombings during the war and had to rebuild a lot of the city.

Chelmsford is very well known for its prison that is home to many male prisoners and is an institution for young offenders. The Prison is well known, not only for good, but for the poor conditions that prisoners were kept in.

Chelmsford’s Hyland’s Park is very famous for housing annual music festival “V Festival”. The festival ran every year from 1996 to 2017, when Richard Branson announced that they would not continue to host the event. The Festival was very popular and played host to many famous faces over the years.

Transport in Chelmsford is always frequent and easy to use. Buses and trains run from early in the morning, to late in the evening. Chelmsford offers direct trains into London Liverpool Street, which means you can easily change onto an Underground train upon arrival. They are almost always frequent and always affordable. Uber now offers their services within the town, but may not always be as reliable as they would be in London.


  • We always treat our customers fairly and professionally.
  • We will always explain the pricing of our products clearly and simply, without any hidden charges.
  • We will not allow our customers to have more credit than we think they can afford.

Before you go, please tell us why you're leaving?

Cookies and Privacy Notice

This explains how and why we acquire and use your personal information in accordance with Regulation (EU) 2016/679, the General Data Protection Regulation (GDPR).

We collect information about you:

  • As part of your loan application and during the term of any agreement
  • from you and from searches of Credit Reference Agencies (CRAs) and Fraud Prevention Agencies (FPAs) of their records relating to you and other people with whom you are linked financially, from public records, e.g. the electoral roll and third parties e.g. credit brokers where you have provided information to them and consented for it be passed to us
  • this includes your name, address, national insurance number, date of birth, contact details, marital status, employment information, credit record and records of your account.

We use this information to:

  • make credit decisions about you, members of your household or others to whom you are linked financially
  • communicate with you be telephone, email, SMS or post
  • manage your account, make collections and debt tracing
  • prevent fraud and money laundering
  • report to CRAs and FPAs
  • report to our regulator, the Financial Conduct Authority where we are required to do so

This is to comply with our legal and regulatory obligations and fulfil our legitimate interests of promoting responsible lending. If you do not provide us with your information, we will not be able to lend to you.

We may also search your information for other purposes where you have consented to this for example for surveys and research.

We may share your information with:

  • third parties to which we transfer, charge or assign your agreement or which manage your loan or provide services for us
  • law enforcement agencies or regulatory bodies where we are required to do so by law
  • CRAs and FPAs to which we may report positive, delinquent and default data about your account(s) on a regular (minimum monthly) basis. This information may be supplied to other organisations which search your credit record.

When CRAs receive a search from us they place a search "footprint" on your credit file whether or not the application proceeds. Records remain on file with CRAs and FPAs for 6 years after they are closed, whether settled by you or defaulted.

More information about CRAs and how they use personal information is available at:

Callcredit information group, One Park Lane, LEEDS, LS3 1EP. Tel: 0330 024 7574 or email:

Equifax Ltd. Customer Service Centre, PO Box 10036, LEICESTER, LE3 4FS. Tel: 0333 321 4043 or 0800 014 2955 or email from:

Experian PO BOX 900, NOTTINGHAM, NG80 7WF. Tel: 0344 481 0800 or 0800 013 8888 or email:

We store your information:

  • within the European Economic Area (EEA)
  • we may transfer data outside the EEA but will ensure that before we do so, there is adequate protection in place to ensure the security of your data.

You have the right to:

  • access the information we hold about you
  • ask us to make any changes to your information to make sure it is accurate and up to date
  • ask us to stop or limit our use of or to delete your information
  • receive your information in a format that suits you
  • transfer your information to a third party
  • be told which CRAs we have used and obtain a copy of your file from CRAs


If you have a question, want to exercise your rights or make a complaint, please contact our Data Protection Officer.

You can also make a complaint to the information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF

Telephone: 0303 123 1113


I agree to the terms of this Privacy Notice and acknowledge that as part of my loan application the lender may undertake searches of my records with Credit Reference Agencies and Fraud Prevention Agencies and that information regarding my loan account including positive, delinquent and default data will be reported to those agencies and may be accessed by other organisations which search my records.